1. What exactly is the "market"? Is it that special?
2. Small investor could move more nimble than bigger ones, together with low transaction cost thanks to the discount brokers.
3. So there is a great chance by small investors to beat the market
4. Do set your goal to high though.
5. Say 65% of your money would still go the traditional way of investing. You could follow the ETF portfolio guide from Seeking Alpha to build it out with super low cost. (http://www.seekingalpha.com)
6. That leave 35% for you to play with.
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